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Conservation First Bank

Benton, WI · Est. 1894 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Conservation First Bank is a bank based in Benton, Wisconsin, established in 1894, with $123 million in total assets across 3 branches. By Trust Grade it ranks 19th of 154 banks we track in Wisconsin. Its capital ratio of 13.2% is stronger than 82% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.34% return on assets. No consumer complaints against Conservation First Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$123.1M
$100M–1B institution
Deposits
$101.2M
Branches
3
Capital ratio
13.2%
Top 18% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
1.3%
Top 42% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#19
of 154 banks

How Conservation First Bank compares to Wisconsin peers

Capital ratio
Top 18% of $100M–1B peers
Conservation First
13.2%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 42% of $100M–1B peers
Conservation First
1.3%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Conservation First Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.2% capital ratio)
  • Strongly profitable (ROA 1.34%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Conservation First Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 195 Highway 11, Shullsburg, WI 53586
  • 338 Highway 61, Potosi, WI 53820
  • 42 W Main St, Benton, WI 53803

Are deposits at Conservation First Bank insured?

Yes. Conservation First Bank is an FDIC-insured bank (FDIC certificate #14316). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Conservation First Bank: frequently asked questions

Is Conservation First Bank a good bank?

Conservation First Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Strongly profitable (ROA 1.34%).

Is Conservation First Bank FDIC-insured?

Yes. Conservation First Bank is a FDIC-insured bank (FDIC certificate #14316). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Conservation First Bank?

Conservation First Bank holds $123 million in total assets, ranking 19th of 154 banks we track in Wisconsin. It operates 3 branches.

Does Conservation First Bank have CFPB complaints?

No CFPB complaints against Conservation First Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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