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Community State Bank

Union Grove, WI · Est. 1903 · Website ↗
B
Trust Grade
Strong
Score: 84/100

Community State Bank is a bank based in Union Grove, Wisconsin, established in 1903, with $652 million in total assets across 7 branches. By Trust Grade it ranks 148th of 154 banks we track in Wisconsin. Its capital ratio of 6.1% trails most similarly sized banks (3th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.38% return on assets. No consumer complaints against Community State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$651.9M
$100M–1B institution
Deposits
$606.5M
Branches
7
Capital ratio
6.1%
Bottom 3% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
1.4%
Top 39% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#148
of 154 banks

How Community State Bank compares to Wisconsin peers

Capital ratio
Bottom 3% of $100M–1B peers
Community State
6.1%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 39% of $100M–1B peers
Community State
1.4%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Community State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (6.1% capital ratio)
  • Strongly profitable (ROA 1.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 500 East Main Street, Waterford, WI 53185
  • 25360 75th St, Salem, WI 53168
  • 308 Bridge St, Burlington, WI 53105
  • 8930 Washington Ave, Racine, WI 53406
  • 200 Interchange N, Lake Geneva, WI 53147
  • 1500 Main St, Union Grove, WI 53182
  • 8304 75th St, Kenosha, WI 53142

Are deposits at Community State Bank insured?

Yes. Community State Bank is an FDIC-insured bank (FDIC certificate #9536). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community State Bank: frequently asked questions

Is Community State Bank a good bank?

Community State Bank earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (6.1% capital ratio); Strongly profitable (ROA 1.38%).

Is Community State Bank FDIC-insured?

Yes. Community State Bank is a FDIC-insured bank (FDIC certificate #9536). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community State Bank?

Community State Bank holds $652 million in total assets, ranking 148th of 154 banks we track in Wisconsin. It operates 7 branches.

Does Community State Bank have CFPB complaints?

No CFPB complaints against Community State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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