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The Stephenson National Bank And Trust

Marinette, WI · Est. 1874 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

The Stephenson National Bank And Trust is a bank based in Marinette, Wisconsin, established in 1874, with $684 million in total assets across 7 branches. By Trust Grade it ranks 108th of 154 banks we track in Wisconsin. Its capital ratio of 8.9% trails most similarly sized banks (28th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.60% return on assets. No consumer complaints against The Stephenson National Bank And Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$684.1M
$100M–1B institution
Deposits
$596.0M
Branches
7
Capital ratio
8.9%
Bottom 28% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
1.6%
Top 27% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#108
of 154 banks

How The Stephenson National Bank And Trust compares to Wisconsin peers

Capital ratio
Bottom 28% of $100M–1B peers
The Stephenson
8.9%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 27% of $100M–1B peers
The Stephenson
1.6%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded The Stephenson National Bank And Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (8.9% capital ratio)
  • Strongly profitable (ROA 1.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Stephenson National Bank And Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 1111 10th St, Menominee, MI 49858
  • 606 Henriette Ave, Crivitz, WI 54114
  • U.S. Highway 141, Pembine, WI 54156
  • 1818 Hall Ave, Marinette, WI 54143
  • 101 Bralick Way, Oconto, WI 54153
  • 1820 Hall Ave, Marinette, WI 54143
  • 290 Main St, Wausaukee, WI 54177

Are deposits at The Stephenson National Bank And Trust insured?

Yes. The Stephenson National Bank And Trust is an FDIC-insured bank (FDIC certificate #5306). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Stephenson National Bank And Trust: frequently asked questions

Is The Stephenson National Bank And Trust a good bank?

The Stephenson National Bank And Trust earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Strongly profitable (ROA 1.60%).

Is The Stephenson National Bank And Trust FDIC-insured?

Yes. The Stephenson National Bank And Trust is a FDIC-insured bank (FDIC certificate #5306). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Stephenson National Bank And Trust?

The Stephenson National Bank And Trust holds $684 million in total assets, ranking 108th of 154 banks we track in Wisconsin. It operates 7 branches.

Does The Stephenson National Bank And Trust have CFPB complaints?

No CFPB complaints against The Stephenson National Bank And Trust appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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