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Keysavings Bank

Wisconsin Rapids, WI · Est. 1920 · Website ↗
B
Trust Grade
Strong
Score: 84/100

Keysavings Bank is a bank based in Wisconsin Rapids, Wisconsin, established in 1920, with $127 million in total assets across 2 branches. By Trust Grade it ranks 146th of 154 banks we track in Wisconsin. Its capital ratio of 7.5% trails most similarly sized banks (10th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 0.36% return on assets. No consumer complaints against Keysavings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$127.1M
$100M–1B institution
Deposits
$95.2M
Branches
2
Capital ratio
7.5%
Bottom 10% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
0.4%
Bottom 10% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#146
of 154 banks

How Keysavings Bank compares to Wisconsin peers

Capital ratio
Bottom 10% of $100M–1B peers
Keysavings Bank
7.5%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of $100M–1B peers
Keysavings Bank
0.4%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Keysavings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (7.5% capital ratio)
  • Profitable (ROA 0.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Keysavings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 811 E Grand Ave, Wisconsin Rapids, WI 54494
  • 292 Matterhorn Trl, Nekoosa, WI 54457

Are deposits at Keysavings Bank insured?

Yes. Keysavings Bank is an FDIC-insured bank (FDIC certificate #29691). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Keysavings Bank: frequently asked questions

Is Keysavings Bank a good bank?

Keysavings Bank earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (7.5% capital ratio); Profitable (ROA 0.36%).

Is Keysavings Bank FDIC-insured?

Yes. Keysavings Bank is a FDIC-insured bank (FDIC certificate #29691). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Keysavings Bank?

Keysavings Bank holds $127 million in total assets, ranking 146th of 154 banks we track in Wisconsin. It operates 2 branches.

Does Keysavings Bank have CFPB complaints?

No CFPB complaints against Keysavings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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