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Buffalo Federal Bank

Buffalo, WY · Est. 1936 · Website ↗
92/ 100
Trust Grade
Excellent
92 out of 100

Buffalo Federal Bank is a bank based in Buffalo, Wyoming, established in 1936, with $210 million in total assets across 3 branches. By Trust Grade it ranks 15th of 24 banks we track in Wyoming. Its capital ratio of 8.4% trails most similarly sized banks (21th percentile), versus a Wyoming median of 9.4%. It was profitable over the most recent period, with a 1.33% return on assets. No consumer complaints against Buffalo Federal Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$210.3M
$100M–1B institution
Deposits
$184.1M
Branches
3
Capital ratio
8.4%
Bottom 21% of $100M–1B peers · Wyoming median 9.4%
Return on assets
1.3%
Top 42% of $100M–1B peers · Wyoming median 1.22%
Rank in Wyoming
#15
of 24 banks

How Buffalo Federal Bank compares to Wyoming peers

Capital ratio
Bottom 21% of $100M–1B peers
Buffalo Federal
8.4%
Wyoming median
9.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 42% of $100M–1B peers
Buffalo Federal
1.3%
Wyoming median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Buffalo Federal Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
92/100
  • Well-capitalized (8.4% capital ratio)
  • Strongly profitable (ROA 1.33%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Buffalo Federal Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 106 Fort St, Buffalo, WY 82834
  • 1375 Sugarland Dr, Sheridan, WY 82801
  • 2900 S Douglas Hwy, Gillette, WY 82718

Are deposits at Buffalo Federal Bank insured?

Yes. Buffalo Federal Bank is an FDIC-insured bank (FDIC certificate #29696). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Buffalo Federal Bank: frequently asked questions

Is Buffalo Federal Bank a good bank?

Buffalo Federal Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Strongly profitable (ROA 1.33%).

Is Buffalo Federal Bank FDIC-insured?

Yes. Buffalo Federal Bank is a FDIC-insured bank (FDIC certificate #29696). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Buffalo Federal Bank?

Buffalo Federal Bank holds $210 million in total assets, ranking 15th of 24 banks we track in Wyoming. It operates 3 branches.

Does Buffalo Federal Bank have CFPB complaints?

No CFPB complaints against Buffalo Federal Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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