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Rnb State Bank

Rawlins, WY · Est. 1898 · Website ↗
B
Trust Grade
Strong
Score: 82/100

Rnb State Bank is a bank based in Rawlins, Wyoming, established in 1898, with $287 million in total assets across 5 branches. By Trust Grade it ranks 20th of 24 banks we track in Wyoming. Its capital ratio of 6.4% trails most similarly sized banks (4th percentile), versus a Wyoming median of 9.4%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against Rnb State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$286.9M
$100M–1B institution
Deposits
$267.5M
Branches
5
Capital ratio
6.4%
Bottom 4% of $100M–1B peers · Wyoming median 9.4%
Return on assets
0.6%
Bottom 17% of $100M–1B peers · Wyoming median 1.22%
Rank in Wyoming
#20
of 24 banks

How Rnb State Bank compares to Wyoming peers

Capital ratio
Bottom 4% of $100M–1B peers
Rnb State
6.4%
Wyoming median
9.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 17% of $100M–1B peers
Rnb State
0.6%
Wyoming median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Rnb State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (6.4% capital ratio)
  • Profitable (ROA 0.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Rnb State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 220 5th St, Rawlins, WY 82301
  • 209 S 1st St, Saratoga, WY 82331
  • 403 S Adams St, Hanna, WY 82327
  • 600 N Higley Blvd, Rawlins, WY 82301
  • 2001 Main St, Longmont, CO 80501

Are deposits at Rnb State Bank insured?

Yes. Rnb State Bank is an FDIC-insured bank (FDIC certificate #2228). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Rnb State Bank: frequently asked questions

Is Rnb State Bank a good bank?

Rnb State Bank earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (6.4% capital ratio); Profitable (ROA 0.61%).

Is Rnb State Bank FDIC-insured?

Yes. Rnb State Bank is a FDIC-insured bank (FDIC certificate #2228). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Rnb State Bank?

Rnb State Bank holds $287 million in total assets, ranking 20th of 24 banks we track in Wyoming. It operates 5 branches.

Does Rnb State Bank have CFPB complaints?

No CFPB complaints against Rnb State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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