Cowboy State Bank is a bank based in Ranchester, Wyoming, established in 1912, with $52 million in total assets across 2 branches. By Trust Grade it ranks 5th of 24 banks we track in Wyoming. Its capital ratio of 11.1% trails most similarly sized banks (40th percentile), versus a Wyoming median of 9.4%. It was profitable over the most recent period, with a 0.93% return on assets. No consumer complaints against Cowboy State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cowboy State Bank compares to Wyoming peers
How we graded Cowboy State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.1% capital ratio)
- Profitable (ROA 0.93%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cowboy State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 232 E Grinnell Plz, Sheridan, WY 82801
- 515 Us Highway 14, Ranchester, WY 82839
Are deposits at Cowboy State Bank insured?
Yes. Cowboy State Bank is an FDIC-insured bank (FDIC certificate #8725). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cowboy State Bank: frequently asked questions
Is Cowboy State Bank a good bank?
Cowboy State Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.93%).
Is Cowboy State Bank FDIC-insured?
Yes. Cowboy State Bank is a FDIC-insured bank (FDIC certificate #8725). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cowboy State Bank?
Cowboy State Bank holds $52 million in total assets, ranking 5th of 24 banks we track in Wyoming. It operates 2 branches.
Does Cowboy State Bank have CFPB complaints?
No CFPB complaints against Cowboy State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
