Bankpacific, Ltd vs Bank Of Guam
Comparing a Bank in Hagatna, GU with a Bank in Hagatna, GU using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Bankpacific, Ltd ↗ Bank · Hagatna, GU · Est. 1953 | Bank Of Guam ↗ Bank · Hagatna, GU · Est. 1972 | |
|---|---|---|
| Trust Grade | A · 95/100 | B · 86/100 |
| Institution type | Bank | Bank |
| Location | Hagatna, GU | Hagatna, GU |
| Total assets | $187.5M | $3.1B |
| Capital ratio | 11.7% | 7.2% |
| Return on assets | 0.6% | 0.7% |
| Deposits | $163.2M | $2.9B |
| Branches | 6 | 17 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #1 of 2 | #2 of 2 |
| Established | 1953 | 1972 |
Bankpacific, Ltd
- Assets: $187.5M
- Deposits: $163.2M
- Capital ratio: 11.7%
- Return on assets: 0.6%
- CFPB complaints: 0
- State rank: #1 of 2
Bank Of Guam
- Assets: $3.1B
- Deposits: $2.9B
- Capital ratio: 7.2%
- Return on assets: 0.7%
- CFPB complaints: 0
- State rank: #2 of 2
Are both institutions federally insured?
Yes. Bankpacific, Ltd is FDIC-insured and Bank Of Guam is FDIC-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Bankpacific, Ltd or Bank Of Guam?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Bankpacific, Ltd scores higher with a grade of A (95/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Bankpacific, Ltd safe?
Yes — Bankpacific, Ltd is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (95/100), reflecting its financial strength and complaint history relative to peers.
Is Bank Of Guam safe?
Yes — Bank Of Guam is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is B (86/100).
What is the capital ratio of Bankpacific, Ltd vs Bank Of Guam?
Bankpacific, Ltd has a capital ratio of 11.7%, placing it in the top 30% of $100M–1B peers. Bank Of Guam's ratio is 7.2%, placing it in the bottom 5% of $1B–10B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Bankpacific, Ltd have compared to Bank Of Guam?
The CFPB database shows 0 complaints against Bankpacific, Ltd, and 0 complaints against Bank Of Guam. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
