Mt. Mckinley Bank vs Denali State Bank
Comparing a Bank in Fairbanks, AK with a Bank in Fairbanks, AK using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Mt. Mckinley Bank ↗ Bank · Fairbanks, AK · Est. 1965 | Denali State Bank ↗ Bank · Fairbanks, AK · Est. 1986 | |
|---|---|---|
| Trust Grade | A · 95/100 | A · 98/100 |
| Institution type | Bank | Bank |
| Location | Fairbanks, AK | Fairbanks, AK |
| Total assets | $631.5M | $516.5M |
| Capital ratio | 16.3% | 10.4% |
| Return on assets | 0.6% | 1.4% |
| Deposits | $521.9M | $455.1M |
| Branches | 5 | 5 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #4 of 5 | #2 of 5 |
| Established | 1965 | 1986 |
Mt. Mckinley Bank
- Assets: $631.5M
- Deposits: $521.9M
- Capital ratio: 16.3%
- Return on assets: 0.6%
- CFPB complaints: 0
- State rank: #4 of 5
Denali State Bank
- Assets: $516.5M
- Deposits: $455.1M
- Capital ratio: 10.4%
- Return on assets: 1.4%
- CFPB complaints: 0
- State rank: #2 of 5
Are both institutions federally insured?
Yes. Mt. Mckinley Bank is FDIC-insured and Denali State Bank is FDIC-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Mt. Mckinley Bank or Denali State Bank?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Denali State Bank scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Mt. Mckinley Bank safe?
Yes — Mt. Mckinley Bank is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (95/100), reflecting its financial strength and complaint history relative to peers.
Is Denali State Bank safe?
Yes — Denali State Bank is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Mt. Mckinley Bank vs Denali State Bank?
Mt. Mckinley Bank has a capital ratio of 16.3%, placing it in the top 7% of $100M–1B peers. Denali State Bank's ratio is 10.4%, placing it in the top 45% of $100M–1B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Mt. Mckinley Bank have compared to Denali State Bank?
The CFPB database shows 0 complaints against Mt. Mckinley Bank, and 0 complaints against Denali State Bank. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Mt. Mckinley Bank with other Banks in Alaska
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
