Mt. Mckinley Bank vs First Bank
Comparing a Bank in Fairbanks, AK with a Bank in Ketchikan, AK using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Mt. Mckinley Bank ↗ Bank · Fairbanks, AK · Est. 1965 | First Bank ↗ Bank · Ketchikan, AK · Est. 1924 | |
|---|---|---|
| Trust Grade | A · 95/100 | A · 91/100 |
| Institution type | Bank | Bank |
| Location | Fairbanks, AK | Ketchikan, AK |
| Total assets | $631.5M | $857.3M |
| Capital ratio | 16.3% | 8.0% |
| Return on assets | 0.6% | 1.0% |
| Deposits | $521.9M | $786.4M |
| Branches | 5 | 9 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #4 of 5 | #5 of 5 |
| Established | 1965 | 1924 |
Mt. Mckinley Bank
- Assets: $631.5M
- Deposits: $521.9M
- Capital ratio: 16.3%
- Return on assets: 0.6%
- CFPB complaints: 0
- State rank: #4 of 5
First Bank
- Assets: $857.3M
- Deposits: $786.4M
- Capital ratio: 8.0%
- Return on assets: 1.0%
- CFPB complaints: 0
- State rank: #5 of 5
Are both institutions federally insured?
Yes. Mt. Mckinley Bank is FDIC-insured and First Bank is FDIC-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Mt. Mckinley Bank or First Bank?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Mt. Mckinley Bank scores higher with a grade of A (95/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Mt. Mckinley Bank safe?
Yes — Mt. Mckinley Bank is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (95/100), reflecting its financial strength and complaint history relative to peers.
Is First Bank safe?
Yes — First Bank is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (91/100).
What is the capital ratio of Mt. Mckinley Bank vs First Bank?
Mt. Mckinley Bank has a capital ratio of 16.3%, placing it in the top 7% of $100M–1B peers. First Bank's ratio is 8.0%, placing it in the bottom 16% of $100M–1B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Mt. Mckinley Bank have compared to First Bank?
The CFPB database shows 0 complaints against Mt. Mckinley Bank, and 0 complaints against First Bank. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Mt. Mckinley Bank with other Banks in Alaska
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
