Skip to main content
credit union

U S Pipe Bessemer Employees

Bessemer, AL · Est. 1936
A
Trust Grade
Excellent
Score: 93/100

U S Pipe Bessemer Employees is a credit union based in Bessemer, Alabama, established in 1936, with $3 million in total assets serving 492 members. By Trust Grade it ranks 45th of 89 credit unions we track in Alabama. Its net worth ratio of 23.3% is stronger than 86% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.38% return on assets. No consumer complaints against U S Pipe Bessemer Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.0M
<$100M institution
Members
492
Shares & deposits
Net worth ratio
23.3%
Top 14% of <$100M peers · Alabama median 14.2%
Return on assets
0.4%
Bottom 39% of <$100M peers · Alabama median 0.65%
Rank in Alabama
#45
of 89 credit unions

How U S Pipe Bessemer Employees compares to Alabama peers

Net worth ratio
Top 14% of <$100M peers
U S
23.3%
Alabama median
14.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 39% of <$100M peers
U S
0.4%
Alabama median
0.7%
Higher ROA = more profitable relative to asset base

How we graded U S Pipe Bessemer Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (23.3% capital ratio)
  • Profitable (ROA 0.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for U S Pipe Bessemer Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at U S Pipe Bessemer Employees insured?

Yes. U S Pipe Bessemer Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

U S Pipe Bessemer Employees: frequently asked questions

Is U S Pipe Bessemer Employees a good credit union?

U S Pipe Bessemer Employees earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (23.3% capital ratio); Profitable (ROA 0.38%).

Is U S Pipe Bessemer Employees NCUA-insured?

Yes. U S Pipe Bessemer Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is U S Pipe Bessemer Employees?

U S Pipe Bessemer Employees holds $3 million in total assets, ranking 45th of 89 credit unions we track in Alabama. It serves 492 members.

Does U S Pipe Bessemer Employees have CFPB complaints?

No CFPB complaints against U S Pipe Bessemer Employees appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Councill
credit union · Normal, AL · $3M assets
Andalusia Mills Employees Credit As
credit union · Andalusia, AL · $3M assets
Demopolis
credit union · Demopolis, AL · $3M assets
Nucor Employees
credit union · Fort Payne, AL · $2M assets
S R I Employees
credit union · Birmingham, AL · $4M assets
Federation Of Greene County Empl.
credit union · Eutaw, AL · $2M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →