Skip to main content
credit union

Demopolis

Demopolis, AL · Est. 1966
A
Trust Grade
Excellent
Score: 98/100

Demopolis is a credit union based in Demopolis, Alabama, established in 1966, with $3 million in total assets serving 741 members. By Trust Grade it ranks 10th of 89 credit unions we track in Alabama. Its net worth ratio of 54.5% is stronger than 99% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 4.38% return on assets. No consumer complaints against Demopolis appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.3M
<$100M institution
Members
741
Shares & deposits
Net worth ratio
54.5%
Top 1% of <$100M peers · Alabama median 14.2%
Return on assets
4.4%
Top 1% of <$100M peers · Alabama median 0.65%
Rank in Alabama
#10
of 89 credit unions

How Demopolis compares to Alabama peers

Net worth ratio
Top 1% of <$100M peers
Demopolis
54.5%
Alabama median
14.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of <$100M peers
Demopolis
4.4%
Alabama median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Demopolis

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (54.5% capital ratio)
  • Strongly profitable (ROA 4.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Demopolis over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Demopolis insured?

Yes. Demopolis is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Demopolis: frequently asked questions

Is Demopolis a good credit union?

Demopolis earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (54.5% capital ratio); Strongly profitable (ROA 4.38%).

Is Demopolis NCUA-insured?

Yes. Demopolis is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Demopolis?

Demopolis holds $3 million in total assets, ranking 10th of 89 credit unions we track in Alabama. It serves 741 members.

Does Demopolis have CFPB complaints?

No CFPB complaints against Demopolis appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Andalusia Mills Employees Credit As
credit union · Andalusia, AL · $3M assets
U S Pipe Bessemer Employees
credit union · Bessemer, AL · $3M assets
S R I Employees
credit union · Birmingham, AL · $4M assets
Councill
credit union · Normal, AL · $3M assets
Chem Family
credit union · Anniston, AL · $4M assets
Nucor Employees
credit union · Fort Payne, AL · $2M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →