Social Security
Social Security is a credit union based in Birmingham, Alabama, established in 1947, with $37 million in total assets serving 2,632 members. By Trust Grade it ranks 17th of 89 credit unions we track in Alabama. Its net worth ratio of 22.6% is stronger than 85% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 1.50% return on assets. No consumer complaints against Social Security appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Social Security compares to Alabama peers
How we graded Social Security
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (22.6% capital ratio)
- Strongly profitable (ROA 1.50%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Social Security over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Social Security insured?
Yes. Social Security is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Social Security: frequently asked questions
Is Social Security a good credit union?
Social Security earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (22.6% capital ratio); Strongly profitable (ROA 1.50%).
Is Social Security NCUA-insured?
Yes. Social Security is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Social Security?
Social Security holds $37 million in total assets, ranking 17th of 89 credit unions we track in Alabama. It serves 2,632 members.
Does Social Security have CFPB complaints?
No CFPB complaints against Social Security appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
