Lauderdale County Teachers
Lauderdale County Teachers is a credit union based in Florence, Alabama, established in 1956, with $38 million in total assets serving 1,963 members. By Trust Grade it ranks 18th of 89 credit unions we track in Alabama. Its net worth ratio of 12.4% trails most similarly sized credit unions (37th percentile), versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 1.69% return on assets. No consumer complaints against Lauderdale County Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lauderdale County Teachers compares to Alabama peers
How we graded Lauderdale County Teachers
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Strongly profitable (ROA 1.69%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lauderdale County Teachers over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Lauderdale County Teachers insured?
Yes. Lauderdale County Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lauderdale County Teachers: frequently asked questions
Is Lauderdale County Teachers a good credit union?
Lauderdale County Teachers earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 1.69%).
Is Lauderdale County Teachers NCUA-insured?
Yes. Lauderdale County Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Lauderdale County Teachers?
Lauderdale County Teachers holds $38 million in total assets, ranking 18th of 89 credit unions we track in Alabama. It serves 1,963 members.
Does Lauderdale County Teachers have CFPB complaints?
No CFPB complaints against Lauderdale County Teachers appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
