Gulf Coast
Gulf Coast is a credit union based in Mobile, Alabama, established in 1951, with $44 million in total assets serving 4,792 members. By Trust Grade it ranks 88th of 89 credit unions we track in Alabama. Its net worth ratio of 6.1% trails most similarly sized credit unions (1th percentile), versus a Alabama median of 14.2%. It posted a loss over the most recent period (-1.32% return on assets), a point to watch. No consumer complaints against Gulf Coast appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Gulf Coast compares to Alabama peers
How we graded Gulf Coast
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (6.1%)
- Unprofitable over the period (ROA -1.32%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Gulf Coast over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Gulf Coast insured?
Yes. Gulf Coast is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Gulf Coast: frequently asked questions
Is Gulf Coast a good credit union?
Gulf Coast earns a Bankzia Trust Grade of F (50/100, "Weak"), based on a financial-strength score of 50/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (6.1%); Unprofitable over the period (ROA -1.32%).
Is Gulf Coast NCUA-insured?
Yes. Gulf Coast is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Gulf Coast?
Gulf Coast holds $44 million in total assets, ranking 88th of 89 credit unions we track in Alabama. It serves 4,792 members.
Does Gulf Coast have CFPB complaints?
No CFPB complaints against Gulf Coast appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
