Jefferson Credit Union
Jefferson Credit Union is a credit union based in Hoover, Alabama, established in 1941, with $92 million in total assets serving 8,095 members. By Trust Grade it ranks 65th of 89 credit unions we track in Alabama. Its net worth ratio of 10.0% trails most similarly sized credit unions (17th percentile), versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.73% return on assets. No consumer complaints against Jefferson Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Jefferson Credit Union compares to Alabama peers
How we graded Jefferson Credit Union
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.0% capital ratio)
- Profitable (ROA 0.73%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Jefferson Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Jefferson Credit Union insured?
Yes. Jefferson Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Jefferson Credit Union: frequently asked questions
Is Jefferson Credit Union a good credit union?
Jefferson Credit Union earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Profitable (ROA 0.73%).
Is Jefferson Credit Union NCUA-insured?
Yes. Jefferson Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Jefferson Credit Union?
Jefferson Credit Union holds $92 million in total assets, ranking 65th of 89 credit unions we track in Alabama. It serves 8,095 members.
Does Jefferson Credit Union have CFPB complaints?
No CFPB complaints against Jefferson Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
