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credit union

Sycamore

Sycamore, AL · Est. 1945
98/ 100
Trust Grade
Excellent
98 out of 100

Sycamore is a credit union based in Sycamore, Alabama, established in 1945, with $73 million in total assets serving 2,823 members. By Trust Grade it ranks 1st of 89 credit unions we track in Alabama. Its net worth ratio of 16.6% is stronger than 65% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 1.76% return on assets. No consumer complaints against Sycamore appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$73.5M
<$100M institution
Members
2,823
Shares & deposits
Net worth ratio
16.6%
Top 35% of <$100M peers · Alabama median 14.2%
Return on assets
1.8%
Top 10% of <$100M peers · Alabama median 0.65%
Rank in Alabama
#1
of 89 credit unions

How Sycamore compares to Alabama peers

Net worth ratio
Top 35% of <$100M peers
Sycamore
16.6%
Alabama median
14.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of <$100M peers
Sycamore
1.8%
Alabama median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Sycamore

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
98/100
  • Strongly capitalized (16.6% capital ratio)
  • Strongly profitable (ROA 1.76%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Sycamore over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Sycamore insured?

Yes. Sycamore is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sycamore: frequently asked questions

Is Sycamore a good credit union?

Sycamore earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.6% capital ratio); Strongly profitable (ROA 1.76%).

Is Sycamore NCUA-insured?

Yes. Sycamore is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Sycamore?

Sycamore holds $73 million in total assets, ranking 1st of 89 credit unions we track in Alabama. It serves 2,823 members.

Does Sycamore have CFPB complaints?

No CFPB complaints against Sycamore appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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