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North Alabama Educators

Huntsville, AL · Est. 1957
B
Trust Grade
Strong
Score: 80/100

North Alabama Educators is a credit union based in Huntsville, Alabama, established in 1957, with $143 million in total assets serving 10,854 members. By Trust Grade it ranks 80th of 89 credit unions we track in Alabama. Its net worth ratio of 7.9% trails most similarly sized credit unions (4th percentile), versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against North Alabama Educators appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$142.7M
$100M–1B institution
Members
10,854
Shares & deposits
Net worth ratio
7.9%
Bottom 4% of $100M–1B peers · Alabama median 14.2%
Return on assets
0.6%
Bottom 42% of $100M–1B peers · Alabama median 0.65%
Rank in Alabama
#80
of 89 credit unions

How North Alabama Educators compares to Alabama peers

Net worth ratio
Bottom 4% of $100M–1B peers
North Alabama
7.9%
Alabama median
14.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of $100M–1B peers
North Alabama
0.6%
Alabama median
0.7%
Higher ROA = more profitable relative to asset base

How we graded North Alabama Educators

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
80/100
Customer experience
n/a
Overall
B · 80
  • Well-capitalized (7.9% capital ratio)
  • Profitable (ROA 0.58%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for North Alabama Educators over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at North Alabama Educators insured?

Yes. North Alabama Educators is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

North Alabama Educators: frequently asked questions

Is North Alabama Educators a good credit union?

North Alabama Educators earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Profitable (ROA 0.58%).

Is North Alabama Educators NCUA-insured?

Yes. North Alabama Educators is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is North Alabama Educators?

North Alabama Educators holds $143 million in total assets, ranking 80th of 89 credit unions we track in Alabama. It serves 10,854 members.

Does North Alabama Educators have CFPB complaints?

No CFPB complaints against North Alabama Educators appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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