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credit union

Redstone

Huntsville, AL · Est. 1951
97/ 100
Trust Grade
Excellent
97 out of 100

Redstone is a credit union based in Huntsville, Alabama, established in 1951, with $8.6 billion in total assets serving 548,367 members. By Trust Grade it ranks 26th of 89 credit unions we track in Alabama. Its net worth ratio of 13.5% is stronger than 86% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.91% return on assets. No consumer complaints against Redstone appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.6B
$1B–10B institution
Members
548,367
Shares & deposits
Net worth ratio
13.5%
Top 14% of $1B–10B peers · Alabama median 14.2%
Return on assets
0.9%
Top 34% of $1B–10B peers · Alabama median 0.65%
Rank in Alabama
#26
of 89 credit unions

How Redstone compares to Alabama peers

Net worth ratio
Top 14% of $1B–10B peers
Redstone
13.5%
Alabama median
14.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of $1B–10B peers
Redstone
0.9%
Alabama median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Redstone

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
97/100
  • Strongly capitalized (13.5% capital ratio)
  • Profitable (ROA 0.91%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Redstone over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Redstone insured?

Yes. Redstone is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Redstone: frequently asked questions

Is Redstone a good credit union?

Redstone earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Profitable (ROA 0.91%).

Is Redstone NCUA-insured?

Yes. Redstone is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Redstone?

Redstone holds $8.6 billion in total assets, ranking 26th of 89 credit unions we track in Alabama. It serves 548,367 members.

Does Redstone have CFPB complaints?

No CFPB complaints against Redstone appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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