Azalea City
Azalea City is a credit union based in Mobile, Alabama, established in 1954, with $46 million in total assets serving 4,379 members. By Trust Grade it ranks 22nd of 89 credit unions we track in Alabama. Its net worth ratio of 15.3% is stronger than 58% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against Azalea City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Azalea City compares to Alabama peers
How we graded Azalea City
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.3% capital ratio)
- Strongly profitable (ROA 1.04%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Azalea City over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Azalea City insured?
Yes. Azalea City is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Azalea City: frequently asked questions
Is Azalea City a good credit union?
Azalea City earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.3% capital ratio); Strongly profitable (ROA 1.04%).
Is Azalea City NCUA-insured?
Yes. Azalea City is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Azalea City?
Azalea City holds $46 million in total assets, ranking 22nd of 89 credit unions we track in Alabama. It serves 4,379 members.
Does Azalea City have CFPB complaints?
No CFPB complaints against Azalea City appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
