Montgomery Va
Montgomery Va is a credit union based in Montgomery, Alabama, established in 1946, with $6 million in total assets serving 729 members. By Trust Grade it ranks 70th of 89 credit unions we track in Alabama. Its net worth ratio of 12.2% trails most similarly sized credit unions (34th percentile), versus a Alabama median of 14.2%. It posted a loss over the most recent period (-0.36% return on assets), a point to watch. No consumer complaints against Montgomery Va appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Montgomery Va compares to Alabama peers
How we graded Montgomery Va
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.2% capital ratio)
- Unprofitable over the period (ROA -0.36%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Montgomery Va over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Montgomery Va insured?
Yes. Montgomery Va is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Montgomery Va: frequently asked questions
Is Montgomery Va a good credit union?
Montgomery Va earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Unprofitable over the period (ROA -0.36%).
Is Montgomery Va NCUA-insured?
Yes. Montgomery Va is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Montgomery Va?
Montgomery Va holds $6 million in total assets, ranking 70th of 89 credit unions we track in Alabama. It serves 729 members.
Does Montgomery Va have CFPB complaints?
No CFPB complaints against Montgomery Va appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
