Chem Family
Chem Family is a credit union based in Anniston, Alabama, established in 1928, with $4 million in total assets serving 176 members. By Trust Grade it ranks 15th of 89 credit unions we track in Alabama. Its net worth ratio of 28.9% is stronger than 93% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 2.96% return on assets. No consumer complaints against Chem Family appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Chem Family compares to Alabama peers
How we graded Chem Family
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (28.9% capital ratio)
- Strongly profitable (ROA 2.96%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Chem Family over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Chem Family insured?
Yes. Chem Family is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Chem Family: frequently asked questions
Is Chem Family a good credit union?
Chem Family earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (28.9% capital ratio); Strongly profitable (ROA 2.96%).
Is Chem Family NCUA-insured?
Yes. Chem Family is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Chem Family?
Chem Family holds $4 million in total assets, ranking 15th of 89 credit unions we track in Alabama. It serves 176 members.
Does Chem Family have CFPB complaints?
No CFPB complaints against Chem Family appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
