Skip to main content
credit union

North Alabama Papermakers

Stevenson, AL · Est. 1975
C
Trust Grade
Average
Score: 73/100

North Alabama Papermakers is a credit union based in Stevenson, Alabama, established in 1975, with $2 million in total assets serving 333 members. By Trust Grade it ranks 84th of 89 credit unions we track in Alabama. Its net worth ratio of 26.4% is stronger than 91% of similarly sized credit unions, versus a Alabama median of 14.2%. It posted a loss over the most recent period (-2.38% return on assets), a point to watch. No consumer complaints against North Alabama Papermakers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.1M
<$100M institution
Members
333
Shares & deposits
Net worth ratio
26.4%
Top 9% of <$100M peers · Alabama median 14.2%
Return on assets
-2.4%
Bottom 4% of <$100M peers · Alabama median 0.65%
Rank in Alabama
#84
of 89 credit unions

How North Alabama Papermakers compares to Alabama peers

Net worth ratio
Top 9% of <$100M peers
North Alabama
26.4%
Alabama median
14.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 4% of <$100M peers
North Alabama
-2.4%
Alabama median
0.7%
Higher ROA = more profitable relative to asset base

How we graded North Alabama Papermakers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (26.4% capital ratio)
  • Unprofitable over the period (ROA -2.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for North Alabama Papermakers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at North Alabama Papermakers insured?

Yes. North Alabama Papermakers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

North Alabama Papermakers: frequently asked questions

Is North Alabama Papermakers a good credit union?

North Alabama Papermakers earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (26.4% capital ratio); Unprofitable over the period (ROA -2.38%).

Is North Alabama Papermakers NCUA-insured?

Yes. North Alabama Papermakers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is North Alabama Papermakers?

North Alabama Papermakers holds $2 million in total assets, ranking 84th of 89 credit unions we track in Alabama. It serves 333 members.

Does North Alabama Papermakers have CFPB complaints?

No CFPB complaints against North Alabama Papermakers appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Federation Of Greene County Empl.
credit union · Eutaw, AL · $2M assets
Nucor Employees
credit union · Fort Payne, AL · $2M assets
Councill
credit union · Normal, AL · $3M assets
Nrs Community Development
credit union · Birmingham, AL · $1M assets
U S Pipe Bessemer Employees
credit union · Bessemer, AL · $3M assets
Andalusia Mills Employees Credit As
credit union · Andalusia, AL · $3M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →