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credit union

Mac

Fairbanks, AK · Est. 1952
95/ 100
Trust Grade
Excellent
95 out of 100

Mac is a credit union based in Fairbanks, Alaska, established in 1952, with $176 million in total assets serving 18,242 members. By Trust Grade it ranks 4th of 9 credit unions we track in Alaska. Its net worth ratio of 11.4% is stronger than 52% of similarly sized credit unions, versus a Alaska median of 11.4%. It was profitable over the most recent period, with a 0.96% return on assets. No consumer complaints against Mac appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$175.9M
$100M–1B institution
Members
18,242
Shares & deposits
Net worth ratio
11.4%
Top 48% of $100M–1B peers · Alaska median 11.4%
Return on assets
1.0%
Top 32% of $100M–1B peers · Alaska median 0.86%
Rank in Alaska
#4
of 9 credit unions

How Mac compares to Alaska peers

Net worth ratio
Top 48% of $100M–1B peers
Mac
11.4%
Alaska median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 32% of $100M–1B peers
Mac
1.0%
Alaska median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Mac

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
95/100
  • Strongly capitalized (11.4% capital ratio)
  • Profitable (ROA 0.96%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Mac over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mac insured?

Yes. Mac is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mac: frequently asked questions

Is Mac a good credit union?

Mac earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.96%).

Is Mac NCUA-insured?

Yes. Mac is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mac?

Mac holds $176 million in total assets, ranking 4th of 9 credit unions we track in Alaska. It serves 18,242 members.

Does Mac have CFPB complaints?

No CFPB complaints against Mac appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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