Spirit Of Alaska
Spirit Of Alaska is a credit union based in Fairbanks, Alaska, established in 1960, with $201 million in total assets serving 9,231 members. By Trust Grade it ranks 3rd of 9 credit unions we track in Alaska. Its net worth ratio of 14.6% is stronger than 85% of similarly sized credit unions, versus a Alaska median of 11.4%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against Spirit Of Alaska appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Spirit Of Alaska compares to Alaska peers
How we graded Spirit Of Alaska
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.6% capital ratio)
- Profitable (ROA 0.86%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Spirit Of Alaska over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Spirit Of Alaska insured?
Yes. Spirit Of Alaska is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Spirit Of Alaska: frequently asked questions
Is Spirit Of Alaska a good credit union?
Spirit Of Alaska earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (14.6% capital ratio); Profitable (ROA 0.86%).
Is Spirit Of Alaska NCUA-insured?
Yes. Spirit Of Alaska is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Spirit Of Alaska?
Spirit Of Alaska holds $201 million in total assets, ranking 3rd of 9 credit unions we track in Alaska. It serves 9,231 members.
Does Spirit Of Alaska have CFPB complaints?
No CFPB complaints against Spirit Of Alaska appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
