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credit union

Arizona Financial

Phoenix, AZ · Est. 1936
A
Trust Grade
Excellent
Score: 95/100

Arizona Financial is a credit union based in Phoenix, Arizona, established in 1936, with $3.9 billion in total assets serving 178,809 members. By Trust Grade it ranks 11th of 33 credit unions we track in Arizona. Its net worth ratio of 11.8% is stronger than 68% of similarly sized credit unions, versus a Arizona median of 10.8%. It was profitable over the most recent period, with a 0.74% return on assets. No consumer complaints against Arizona Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.9B
$1B–10B institution
Members
178,809
Shares & deposits
Net worth ratio
11.8%
Top 32% of $1B–10B peers · Arizona median 10.8%
Return on assets
0.7%
Top 48% of $1B–10B peers · Arizona median 0.66%
Rank in Arizona
#11
of 33 credit unions

How Arizona Financial compares to Arizona peers

Net worth ratio
Top 32% of $1B–10B peers
Arizona Financial
11.8%
Arizona median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 48% of $1B–10B peers
Arizona Financial
0.7%
Arizona median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Arizona Financial

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.8% capital ratio)
  • Profitable (ROA 0.74%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Arizona Financial over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Arizona Financial insured?

Yes. Arizona Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Arizona Financial: frequently asked questions

Is Arizona Financial a good credit union?

Arizona Financial earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Profitable (ROA 0.74%).

Is Arizona Financial NCUA-insured?

Yes. Arizona Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Arizona Financial?

Arizona Financial holds $3.9 billion in total assets, ranking 11th of 33 credit unions we track in Arizona. It serves 178,809 members.

Does Arizona Financial have CFPB complaints?

No CFPB complaints against Arizona Financial appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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