Oneaz
Oneaz is a credit union based in Phoenix, Arizona, established in 1972, with $4.5 billion in total assets serving 237,714 members. By Trust Grade it ranks 16th of 33 credit unions we track in Arizona. Its net worth ratio of 10.7% trails most similarly sized credit unions (49th percentile), versus a Arizona median of 10.8%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against Oneaz appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Oneaz compares to Arizona peers
How we graded Oneaz
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.7% capital ratio)
- Strongly profitable (ROA 1.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Oneaz over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Oneaz insured?
Yes. Oneaz is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Oneaz: frequently asked questions
Is Oneaz a good credit union?
Oneaz earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Strongly profitable (ROA 1.29%).
Is Oneaz NCUA-insured?
Yes. Oneaz is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Oneaz?
Oneaz holds $4.5 billion in total assets, ranking 16th of 33 credit unions we track in Arizona. It serves 237,714 members.
Does Oneaz have CFPB complaints?
No CFPB complaints against Oneaz appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
