American First
American First is a credit union based in Brea, California, established in 1989, with $1.3 billion in total assets serving 50,550 members. By Trust Grade it ranks 115th of 241 credit unions we track in California. Its net worth ratio of 10.3% trails most similarly sized credit unions (39th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against American First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How American First compares to California peers
How we graded American First
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.3% capital ratio)
- Profitable (ROA 0.81%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for American First over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at American First insured?
Yes. American First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
American First: frequently asked questions
Is American First a good credit union?
American First earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Profitable (ROA 0.81%).
Is American First NCUA-insured?
Yes. American First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is American First?
American First holds $1.3 billion in total assets, ranking 115th of 241 credit unions we track in California. It serves 50,550 members.
Does American First have CFPB complaints?
No CFPB complaints against American First appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
