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credit union

Rize

El Monte, CA · Est. 1952
B
Trust Grade
Strong
Score: 81/100

Rize is a credit union based in El Monte, California, established in 1952, with $1.3 billion in total assets serving 83,435 members. By Trust Grade it ranks 183rd of 241 credit unions we track in California. Its net worth ratio of 10.3% trails most similarly sized credit unions (39th percentile), versus a California median of 11.1%. It posted a loss over the most recent period (-0.33% return on assets), a point to watch. No consumer complaints against Rize appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.3B
$1B–10B institution
Members
83,435
Shares & deposits
Net worth ratio
10.3%
Bottom 39% of $1B–10B peers · California median 11.1%
Return on assets
-0.3%
Bottom 1% of $1B–10B peers · California median 0.5%
Rank in California
#183
of 241 credit unions

How Rize compares to California peers

Net worth ratio
Bottom 39% of $1B–10B peers
Rize
10.3%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 1% of $1B–10B peers
Rize
-0.3%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Rize

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Well-capitalized (10.3% capital ratio)
  • Unprofitable over the period (ROA -0.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Rize over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Rize insured?

Yes. Rize is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Rize: frequently asked questions

Is Rize a good credit union?

Rize earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Unprofitable over the period (ROA -0.33%).

Is Rize NCUA-insured?

Yes. Rize is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Rize?

Rize holds $1.3 billion in total assets, ranking 183rd of 241 credit unions we track in California. It serves 83,435 members.

Does Rize have CFPB complaints?

No CFPB complaints against Rize appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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