credit union

Chula Vista City Employees

Chula Vista, CA · Est. 1967
B
Trust Grade
Strong
Score: 85/100

Chula Vista City Employees is a credit union based in Chula Vista, California, established in 1967, with $3 million in total assets serving 498 members. By Trust Grade it ranks 147th of 241 credit unions we track in California. Its net worth ratio of 8.5% trails most similarly sized credit unions (7th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 10.13% return on assets. No consumer complaints against Chula Vista City Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.2M
<$100M institution
Members
498
Shares & deposits
—
Net worth ratio
8.5%
Bottom 7% of <$100M peers · California median 11.1%
Return on assets
10.1%
Top 0% of <$100M peers · California median 0.5%
Rank in California
#147
of 241 credit unions

How Chula Vista City Employees compares to California peers

Net worth ratio
Bottom 7% of <$100M peers
Chula Vista
8.5%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 0% of <$100M peers
Chula Vista
10.1%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Chula Vista City Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (8.5% capital ratio)
  • Strongly profitable (ROA 10.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Chula Vista City Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Chula Vista City Employees insured?

Yes. Chula Vista City Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Chula Vista City Employees: frequently asked questions

Is Chula Vista City Employees a good credit union?

Chula Vista City Employees earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 10.13%).

Is Chula Vista City Employees NCUA-insured?

Yes. Chula Vista City Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Chula Vista City Employees?

Chula Vista City Employees holds $3 million in total assets, ranking 147th of 241 credit unions we track in California. It serves 498 members.

Does Chula Vista City Employees have CFPB complaints?

No CFPB complaints against Chula Vista City Employees appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

U.S.B. Employees
credit union · Wilmington, CA · $3M assets
Columbus Club
credit union · San Fernando, CA · $3M assets
Sunkist Employees
credit union · Valencia, CA · $4M assets
Fountain Valley
credit union · Fountain Valley, CA · $2M assets
Valley Agricultural
credit union · Santa Paula, CA · $5M assets
Santa Maria Associated Employees
credit union · Santa Maria, CA · $5M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →
Stacks of coins of increasing height — representing savings held at a bank
Banking Guides
How Much Money Should You Keep in One Bank?
FDIC and NCUA insurance covers $250,000 per depositor, per ownership category, per institution. Here's how to think about how much to keep at a single bank — and when to spread it out.
June 25, 2026 · 4 min read
A jar of coins with a small plant growing out of it — representing savings growth
Banking Guides
High-Yield Savings Accounts: What to Know in 2026
High-yield savings accounts can pay many times the national average rate — with the same FDIC insurance as any other deposit. Here's how they work and what to watch for.
June 25, 2026 · 4 min read
A person using a card reader at a counter — representing everyday banking
Banking Guides
Are Credit Unions Safer Than Banks?
Credit unions and banks are insured by different agencies but to the same $250,000 limit. Here's what 'safer' really means — and where the two genuinely differ.
June 25, 2026 · 4 min read
A person reviewing finances on a laptop with a notebook — representing switching banks
Banking Guides
How to Switch Banks Without the Headache
Switching banks sounds painful, but a clean move comes down to a short checklist: open the new account, move your automatic payments, then close the old one carefully.
June 25, 2026 · 5 min read
Financial data on a computer screen showing bank performance metrics
State Guides
Most Trustworthy Banks in Wisconsin (2026)
We analyzed all 154 FDIC-insured banks headquartered in Wisconsin using financial strength and CFPB complaint data. Here are the most trustworthy banks in the state.
June 25, 2026 · 8 min read
Person using a contactless payment card at a terminal
State Guides
Most Trustworthy Credit Unions in Wisconsin (2026)
We analyzed all 99 NCUA-insured credit unions in Wisconsin by net worth ratio, ROA, and CFPB complaint data. Here are the most trustworthy.
June 25, 2026 · 7 min read
Stacked financial documents representing bank complaint records
State Guides
Banks to Avoid in Wisconsin: Lowest Trust Grade Ratings (2026)
2 banks in Wisconsin earned a D or F Trust Grade. Here are the lowest-rated FDIC-insured banks in the state — and what the warning signs mean for depositors.
June 25, 2026 · 7 min read
Customer service interaction at a financial institution
State Guides
Credit Unions to Avoid in Wisconsin: Lowest Trust Grade Ratings (2026)
1 credit unions in Wisconsin earned a D or F Trust Grade. Here are the lowest-rated NCUA-insured credit unions in the state — and what the warning signs mean.
June 25, 2026 · 7 min read
Financial data on a computer screen showing bank performance metrics
State Guides
Most Trustworthy Banks in Michigan (2026)
We analyzed all 73 FDIC-insured banks headquartered in Michigan using financial strength and CFPB complaint data. Here are the most trustworthy banks in the state.
June 25, 2026 · 8 min read