Fountain Valley
Fountain Valley is a credit union based in Fountain Valley, California, established in 1967, with $2 million in total assets serving 176 members. By Trust Grade it ranks 223rd of 241 credit unions we track in California. Its net worth ratio of 23.0% is stronger than 86% of similarly sized credit unions, versus a California median of 11.1%. It posted a loss over the most recent period (-1.93% return on assets), a point to watch. No consumer complaints against Fountain Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fountain Valley compares to California peers
How we graded Fountain Valley
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (23.0% capital ratio)
- Unprofitable over the period (ROA -1.93%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fountain Valley over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Fountain Valley insured?
Yes. Fountain Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fountain Valley: frequently asked questions
Is Fountain Valley a good credit union?
Fountain Valley earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (23.0% capital ratio); Unprofitable over the period (ROA -1.93%).
Is Fountain Valley NCUA-insured?
Yes. Fountain Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Fountain Valley?
Fountain Valley holds $2 million in total assets, ranking 223rd of 241 credit unions we track in California. It serves 176 members.
Does Fountain Valley have CFPB complaints?
No CFPB complaints against Fountain Valley appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
