credit union

Golden Valley

Manteca, CA · Est. 1957
A
Trust Grade
Excellent
Score: 92/100

Golden Valley is a credit union based in Manteca, California, established in 1957, with $39 million in total assets serving 3,304 members. By Trust Grade it ranks 88th of 241 credit unions we track in California. Its net worth ratio of 11.3% trails most similarly sized credit unions (27th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.54% return on assets. No consumer complaints against Golden Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$39.4M
<$100M institution
Members
3,304
Shares & deposits
—
Net worth ratio
11.3%
Bottom 27% of <$100M peers · California median 11.1%
Return on assets
0.5%
Bottom 47% of <$100M peers · California median 0.5%
Rank in California
#88
of 241 credit unions

How Golden Valley compares to California peers

Net worth ratio
Bottom 27% of <$100M peers
Golden Valley
11.3%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of <$100M peers
Golden Valley
0.5%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Golden Valley

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (11.3% capital ratio)
  • Profitable (ROA 0.54%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Golden Valley over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Golden Valley insured?

Yes. Golden Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Golden Valley: frequently asked questions

Is Golden Valley a good credit union?

Golden Valley earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.54%).

Is Golden Valley NCUA-insured?

Yes. Golden Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Golden Valley?

Golden Valley holds $39 million in total assets, ranking 88th of 241 credit unions we track in California. It serves 3,304 members.

Does Golden Valley have CFPB complaints?

No CFPB complaints against Golden Valley appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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