Organized Labor
Organized Labor is a credit union based in Modesto, California, established in 1974, with $41 million in total assets serving 3,087 members. By Trust Grade it ranks 112th of 241 credit unions we track in California. Its net worth ratio of 9.8% trails most similarly sized credit unions (16th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 1.07% return on assets. No consumer complaints against Organized Labor appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Organized Labor compares to California peers
How we graded Organized Labor
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.8% capital ratio)
- Strongly profitable (ROA 1.07%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Organized Labor over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Organized Labor insured?
Yes. Organized Labor is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Organized Labor: frequently asked questions
Is Organized Labor a good credit union?
Organized Labor earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (9.8% capital ratio); Strongly profitable (ROA 1.07%).
Is Organized Labor NCUA-insured?
Yes. Organized Labor is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Organized Labor?
Organized Labor holds $41 million in total assets, ranking 112th of 241 credit unions we track in California. It serves 3,087 members.
Does Organized Labor have CFPB complaints?
No CFPB complaints against Organized Labor appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
