Befit Financial
Befit Financial is a credit union based in Vacaville, California, established in 1957, with $39 million in total assets serving 2,377 members. By Trust Grade it ranks 146th of 241 credit unions we track in California. Its net worth ratio of 9.7% trails most similarly sized credit unions (15th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.42% return on assets. No consumer complaints against Befit Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Befit Financial compares to California peers
How we graded Befit Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.7% capital ratio)
- Profitable (ROA 0.42%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Befit Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Befit Financial insured?
Yes. Befit Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Befit Financial: frequently asked questions
Is Befit Financial a good credit union?
Befit Financial earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.42%).
Is Befit Financial NCUA-insured?
Yes. Befit Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Befit Financial?
Befit Financial holds $39 million in total assets, ranking 146th of 241 credit unions we track in California. It serves 2,377 members.
Does Befit Financial have CFPB complaints?
No CFPB complaints against Befit Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
