Utility District
Utility District is a credit union based in Oakland, California, established in 1935, with $34 million in total assets serving 2,151 members. By Trust Grade it ranks 155th of 241 credit unions we track in California. Its net worth ratio of 8.9% trails most similarly sized credit unions (10th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against Utility District appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Utility District compares to California peers
How we graded Utility District
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Profitable (ROA 0.58%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Utility District over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Utility District insured?
Yes. Utility District is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Utility District: frequently asked questions
Is Utility District a good credit union?
Utility District earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.58%).
Is Utility District NCUA-insured?
Yes. Utility District is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Utility District?
Utility District holds $34 million in total assets, ranking 155th of 241 credit unions we track in California. It serves 2,151 members.
Does Utility District have CFPB complaints?
No CFPB complaints against Utility District appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
