El Monte Community
El Monte Community is a credit union based in El Monte, California, established in 1956, with $33 million in total assets serving 2,649 members. By Trust Grade it ranks 118th of 241 credit unions we track in California. Its net worth ratio of 10.7% trails most similarly sized credit unions (22th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.57% return on assets. No consumer complaints against El Monte Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How El Monte Community compares to California peers
How we graded El Monte Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.7% capital ratio)
- Profitable (ROA 0.57%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for El Monte Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at El Monte Community insured?
Yes. El Monte Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
El Monte Community: frequently asked questions
Is El Monte Community a good credit union?
El Monte Community earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Profitable (ROA 0.57%).
Is El Monte Community NCUA-insured?
Yes. El Monte Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is El Monte Community?
El Monte Community holds $33 million in total assets, ranking 118th of 241 credit unions we track in California. It serves 2,649 members.
Does El Monte Community have CFPB complaints?
No CFPB complaints against El Monte Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
