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credit union

Greater Valley

Fresno, CA · Est. 1939
95/ 100
Trust Grade
Excellent
95 out of 100

Greater Valley is a credit union based in Fresno, California, established in 1939, with $33 million in total assets serving 2,093 members. By Trust Grade it ranks 57th of 241 credit unions we track in California. Its net worth ratio of 14.7% is stronger than 53% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.66% return on assets. No consumer complaints against Greater Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$33.4M
<$100M institution
Members
2,093
Shares & deposits
Net worth ratio
14.7%
Top 47% of <$100M peers · California median 11.1%
Return on assets
0.7%
Top 47% of <$100M peers · California median 0.5%
Rank in California
#57
of 241 credit unions

How Greater Valley compares to California peers

Net worth ratio
Top 47% of <$100M peers
Greater Valley
14.7%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of <$100M peers
Greater Valley
0.7%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Greater Valley

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
95/100
  • Strongly capitalized (14.7% capital ratio)
  • Profitable (ROA 0.66%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Greater Valley over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Greater Valley insured?

Yes. Greater Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Greater Valley: frequently asked questions

Is Greater Valley a good credit union?

Greater Valley earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (14.7% capital ratio); Profitable (ROA 0.66%).

Is Greater Valley NCUA-insured?

Yes. Greater Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Greater Valley?

Greater Valley holds $33 million in total assets, ranking 57th of 241 credit unions we track in California. It serves 2,093 members.

Does Greater Valley have CFPB complaints?

No CFPB complaints against Greater Valley appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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