Sun Pacific
Sun Pacific is a credit union based in Richmond, California, established in 1946, with $30 million in total assets serving 1,536 members. By Trust Grade it ranks 37th of 241 credit unions we track in California. Its net worth ratio of 20.3% is stronger than 79% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.74% return on assets. No consumer complaints against Sun Pacific appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sun Pacific compares to California peers
How we graded Sun Pacific
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (20.3% capital ratio)
- Profitable (ROA 0.74%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sun Pacific over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Sun Pacific insured?
Yes. Sun Pacific is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sun Pacific: frequently asked questions
Is Sun Pacific a good credit union?
Sun Pacific earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (20.3% capital ratio); Profitable (ROA 0.74%).
Is Sun Pacific NCUA-insured?
Yes. Sun Pacific is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Sun Pacific?
Sun Pacific holds $30 million in total assets, ranking 37th of 241 credit unions we track in California. It serves 1,536 members.
Does Sun Pacific have CFPB complaints?
No CFPB complaints against Sun Pacific appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
