Sacramento
Sacramento is a credit union based in Sacramento, California, established in 1935, with $852 million in total assets serving 31,124 members. By Trust Grade it ranks 21st of 241 credit unions we track in California. Its net worth ratio of 14.8% is stronger than 86% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 1.48% return on assets. No consumer complaints against Sacramento appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sacramento compares to California peers
How we graded Sacramento
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.8% capital ratio)
- Strongly profitable (ROA 1.48%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sacramento over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Sacramento insured?
Yes. Sacramento is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sacramento: frequently asked questions
Is Sacramento a good credit union?
Sacramento earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.8% capital ratio); Strongly profitable (ROA 1.48%).
Is Sacramento NCUA-insured?
Yes. Sacramento is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Sacramento?
Sacramento holds $852 million in total assets, ranking 21st of 241 credit unions we track in California. It serves 31,124 members.
Does Sacramento have CFPB complaints?
No CFPB complaints against Sacramento appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
