Merced School Employees
Merced School Employees is a credit union based in Merced, California, established in 1954, with $898 million in total assets serving 50,925 members. By Trust Grade it ranks 39th of 241 credit unions we track in California. Its net worth ratio of 11.4% is stronger than 53% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 1.39% return on assets. No consumer complaints against Merced School Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Merced School Employees compares to California peers
How we graded Merced School Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Strongly profitable (ROA 1.39%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Merced School Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Merced School Employees insured?
Yes. Merced School Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Merced School Employees: frequently asked questions
Is Merced School Employees a good credit union?
Merced School Employees earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Strongly profitable (ROA 1.39%).
Is Merced School Employees NCUA-insured?
Yes. Merced School Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Merced School Employees?
Merced School Employees holds $898 million in total assets, ranking 39th of 241 credit unions we track in California. It serves 50,925 members.
Does Merced School Employees have CFPB complaints?
No CFPB complaints against Merced School Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
