Oceanair
Oceanair is a credit union based in Oxnard, California, established in 1952, with $871 million in total assets serving 27,253 members. By Trust Grade it ranks 220th of 241 credit unions we track in California. Its net worth ratio of 7.5% trails most similarly sized credit unions (2th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.16% return on assets. No consumer complaints against Oceanair appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Oceanair compares to California peers
How we graded Oceanair
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.5% capital ratio)
- Profitable (ROA 0.16%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Oceanair over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Oceanair insured?
Yes. Oceanair is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Oceanair: frequently asked questions
Is Oceanair a good credit union?
Oceanair earns a Bankzia Trust Grade of C (75/100, "Average"), based on a financial-strength score of 75/100 (it has no CFPB complaints on record). Well-capitalized (7.5% capital ratio); Profitable (ROA 0.16%).
Is Oceanair NCUA-insured?
Yes. Oceanair is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Oceanair?
Oceanair holds $871 million in total assets, ranking 220th of 241 credit unions we track in California. It serves 27,253 members.
Does Oceanair have CFPB complaints?
No CFPB complaints against Oceanair appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
