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credit union

Cabrillo

San Diego, CA · Est. 1955
B
Trust Grade
Strong
Score: 84/100

Cabrillo is a credit union based in San Diego, California, established in 1955, with $572 million in total assets serving 29,062 members. By Trust Grade it ranks 160th of 241 credit unions we track in California. Its net worth ratio of 9.3% trails most similarly sized credit unions (20th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.44% return on assets. No consumer complaints against Cabrillo appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$571.8M
$100M–1B institution
Members
29,062
Shares & deposits
Net worth ratio
9.3%
Bottom 20% of $100M–1B peers · California median 11.1%
Return on assets
0.4%
Bottom 32% of $100M–1B peers · California median 0.5%
Rank in California
#160
of 241 credit unions

How Cabrillo compares to California peers

Net worth ratio
Bottom 20% of $100M–1B peers
Cabrillo
9.3%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 32% of $100M–1B peers
Cabrillo
0.4%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Cabrillo

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (9.3% capital ratio)
  • Profitable (ROA 0.44%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cabrillo over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cabrillo insured?

Yes. Cabrillo is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cabrillo: frequently asked questions

Is Cabrillo a good credit union?

Cabrillo earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (9.3% capital ratio); Profitable (ROA 0.44%).

Is Cabrillo NCUA-insured?

Yes. Cabrillo is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cabrillo?

Cabrillo holds $572 million in total assets, ranking 160th of 241 credit unions we track in California. It serves 29,062 members.

Does Cabrillo have CFPB complaints?

No CFPB complaints against Cabrillo appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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