credit union

I.L.W.U.

Long Beach, CA · Est. 1972
A
Trust Grade
Excellent
Score: 90/100

I.L.W.U. is a credit union based in Long Beach, California, established in 1972, with $602 million in total assets serving 30,315 members. By Trust Grade it ranks 109th of 241 credit unions we track in California. Its net worth ratio of 10.0% trails most similarly sized credit unions (30th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 1.07% return on assets. No consumer complaints against I.L.W.U. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$601.9M
$100M–1B institution
Members
30,315
Shares & deposits
—
Net worth ratio
10.0%
Bottom 30% of $100M–1B peers · California median 11.1%
Return on assets
1.1%
Top 26% of $100M–1B peers · California median 0.5%
Rank in California
#109
of 241 credit unions

How I.L.W.U. compares to California peers

Net worth ratio
Bottom 30% of $100M–1B peers
I.L.W.U.
10.0%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $100M–1B peers
I.L.W.U.
1.1%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded I.L.W.U.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (10.0% capital ratio)
  • Strongly profitable (ROA 1.07%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for I.L.W.U. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at I.L.W.U. insured?

Yes. I.L.W.U. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

I.L.W.U.: frequently asked questions

Is I.L.W.U. a good credit union?

I.L.W.U. earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Strongly profitable (ROA 1.07%).

Is I.L.W.U. NCUA-insured?

Yes. I.L.W.U. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is I.L.W.U.?

I.L.W.U. holds $602 million in total assets, ranking 109th of 241 credit unions we track in California. It serves 30,315 members.

Does I.L.W.U. have CFPB complaints?

No CFPB complaints against I.L.W.U. appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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