Excite
Excite is a credit union based in San Jose, California, established in 1952, with $615 million in total assets serving 45,798 members. By Trust Grade it ranks 230th of 241 credit unions we track in California. Its net worth ratio of 7.0% trails most similarly sized credit unions (1th percentile), versus a California median of 11.1%. It posted a loss over the most recent period (-0.20% return on assets), a point to watch. No consumer complaints against Excite appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Excite compares to California peers
How we graded Excite
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (7.0%)
- Unprofitable over the period (ROA -0.20%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Excite over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Excite insured?
Yes. Excite is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Excite: frequently asked questions
Is Excite a good credit union?
Excite earns a Bankzia Trust Grade of C (70/100, "Average"), based on a financial-strength score of 70/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (7.0%); Unprofitable over the period (ROA -0.20%).
Is Excite NCUA-insured?
Yes. Excite is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Excite?
Excite holds $615 million in total assets, ranking 230th of 241 credit unions we track in California. It serves 45,798 members.
Does Excite have CFPB complaints?
No CFPB complaints against Excite appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
