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credit union

California Coast

San Diego, CA · Est. 1929
A
Trust Grade
Excellent
Score: 93/100

California Coast is a credit union based in San Diego, California, established in 1929, with $3.5 billion in total assets serving 212,497 members. By Trust Grade it ranks 80th of 241 credit unions we track in California. Its net worth ratio of 13.4% is stronger than 86% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.33% return on assets. No consumer complaints against California Coast appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.5B
$1B–10B institution
Members
212,497
Shares & deposits
Net worth ratio
13.4%
Top 14% of $1B–10B peers · California median 11.1%
Return on assets
0.3%
Bottom 17% of $1B–10B peers · California median 0.5%
Rank in California
#80
of 241 credit unions

How California Coast compares to California peers

Net worth ratio
Top 14% of $1B–10B peers
California Coast
13.4%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 17% of $1B–10B peers
California Coast
0.3%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded California Coast

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (13.4% capital ratio)
  • Profitable (ROA 0.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for California Coast over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at California Coast insured?

Yes. California Coast is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

California Coast: frequently asked questions

Is California Coast a good credit union?

California Coast earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (13.4% capital ratio); Profitable (ROA 0.33%).

Is California Coast NCUA-insured?

Yes. California Coast is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is California Coast?

California Coast holds $3.5 billion in total assets, ranking 80th of 241 credit unions we track in California. It serves 212,497 members.

Does California Coast have CFPB complaints?

No CFPB complaints against California Coast appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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