Skip to main content
credit union

Premier America

Chatsworth, CA · Est. 1957
B
Trust Grade
Strong
Score: 80/100

Premier America is a credit union based in Chatsworth, California, established in 1957, with $3.3 billion in total assets serving 117,427 members. By Trust Grade it ranks 193rd of 241 credit unions we track in California. Its net worth ratio of 9.8% trails most similarly sized credit unions (27th percentile), versus a California median of 11.1%. It posted a loss over the most recent period (-0.20% return on assets), a point to watch. No consumer complaints against Premier America appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.3B
$1B–10B institution
Members
117,427
Shares & deposits
Net worth ratio
9.8%
Bottom 27% of $1B–10B peers · California median 11.1%
Return on assets
-0.2%
Bottom 2% of $1B–10B peers · California median 0.5%
Rank in California
#193
of 241 credit unions

How Premier America compares to California peers

Net worth ratio
Bottom 27% of $1B–10B peers
Premier America
9.8%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of $1B–10B peers
Premier America
-0.2%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Premier America

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
80/100
Customer experience
n/a
Overall
B · 80
  • Well-capitalized (9.8% capital ratio)
  • Unprofitable over the period (ROA -0.20%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Premier America over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Premier America insured?

Yes. Premier America is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Premier America: frequently asked questions

Is Premier America a good credit union?

Premier America earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (9.8% capital ratio); Unprofitable over the period (ROA -0.20%).

Is Premier America NCUA-insured?

Yes. Premier America is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Premier America?

Premier America holds $3.3 billion in total assets, ranking 193rd of 241 credit unions we track in California. It serves 117,427 members.

Does Premier America have CFPB complaints?

No CFPB complaints against Premier America appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

California Coast
credit union · San Diego, CA · $3.5B assets
Orange County's
credit union · Santa Ana, CA · $3.1B assets
F & A
credit union · Monterey Park, CA · $3.1B assets
Provident
credit union · Redwood City, CA · $3.6B assets
Arrowhead
credit union · Rancho Cucamong, CA · $2.9B assets
Partners
credit union · Burbank, CA · $2.8B assets · 20 complaints

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →