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credit union

Mission

San Diego, CA · Est. 1961
C
Trust Grade
Average
Score: 78/100

Mission is a credit union based in San Diego, California, established in 1961, with $7.2 billion in total assets serving 330,996 members. By Trust Grade it ranks 206th of 241 credit unions we track in California. Its net worth ratio of 12.0% is stronger than 70% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.86% return on assets. Consumers filed 47 complaints about MISSION FINANCIAL SERVICES CORPORATION with the CFPB — 6.5 per $1B in assets, a lower rate than 63% of peers.

Total assets
$7.2B
$1B–10B institution
Members
330,996
Shares & deposits
Net worth ratio
12.0%
Top 30% of $1B–10B peers · California median 11.1%
Return on assets
0.9%
Top 38% of $1B–10B peers · California median 0.5%
Rank in California
#206
of 241 credit unions

How Mission compares to California peers

Net worth ratio
Top 30% of $1B–10B peers
Mission
12.0%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 38% of $1B–10B peers
Mission
0.9%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Mission

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
57.01489361702128/100
Overall
C · 78
  • Strongly capitalized (12.0% capital ratio)
  • Profitable (ROA 0.86%)
  • 6.5 complaints per $1B in assets
  • Only 57% of complaints answered on time

Consumer complaints (CFPB)

47 complaints filed with the CFPB against MISSION FINANCIAL SERVICES CORPORATION — 6.5 per $1B in assets.

Total complaints
47
Per $1B assets
6.5
Lower = better
Answered on time
57.4%
Closed with relief
2.1%
Complaints by product
Credit reporting or other personal consumer reports
28
Debt collection
9
Credit reporting, credit repair services, or other personal consumer reports
6
Checking or savings account
2
Payday loan, title loan, personal loan, or advance loan
1

Are deposits at Mission insured?

Yes. Mission is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mission: frequently asked questions

Is Mission a good credit union?

Mission earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 97/100 and a customer-experience score of 57.01489361702128/100. Strongly capitalized (12.0% capital ratio); Profitable (ROA 0.86%).

Is Mission NCUA-insured?

Yes. Mission is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mission?

Mission holds $7.2 billion in total assets, ranking 206th of 241 credit unions we track in California. It serves 330,996 members.

How many complaints does Mission have?

Consumers filed 47 complaints about MISSION FINANCIAL SERVICES CORPORATION with the CFPB, or 6.5 per $1B in assets. 57% were answered on time. 2% closed with relief to the consumer.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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