Skip to main content
credit union

Wescom Central

Pasadena, CA · Est. 1934
C
Trust Grade
Average
Score: 77/100

Wescom Central is a credit union based in Pasadena, California, established in 1934, with $6.5 billion in total assets serving 263,628 members. By Trust Grade it ranks 211th of 241 credit unions we track in California. Its net worth ratio of 7.9% trails most similarly sized credit unions (2th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.23% return on assets. No consumer complaints against Wescom Central appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.5B
$1B–10B institution
Members
263,628
Shares & deposits
Net worth ratio
7.9%
Bottom 2% of $1B–10B peers · California median 11.1%
Return on assets
0.2%
Bottom 11% of $1B–10B peers · California median 0.5%
Rank in California
#211
of 241 credit unions

How Wescom Central compares to California peers

Net worth ratio
Bottom 2% of $1B–10B peers
Wescom Central
7.9%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 11% of $1B–10B peers
Wescom Central
0.2%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Wescom Central

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
77/100
Customer experience
n/a
Overall
C · 77
  • Well-capitalized (7.9% capital ratio)
  • Profitable (ROA 0.23%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Wescom Central over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Wescom Central insured?

Yes. Wescom Central is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Wescom Central: frequently asked questions

Is Wescom Central a good credit union?

Wescom Central earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Profitable (ROA 0.23%).

Is Wescom Central NCUA-insured?

Yes. Wescom Central is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Wescom Central?

Wescom Central holds $6.5 billion in total assets, ranking 211th of 241 credit unions we track in California. It serves 263,628 members.

Does Wescom Central have CFPB complaints?

No CFPB complaints against Wescom Central appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Kinecta
credit union · Manhattan Beach, CA · $6.4B assets
Mission
credit union · San Diego, CA · $7.2B assets · 47 complaints
Travis
credit union · Vacaville, CA · $5.7B assets
Chevron
credit union · Concord, CA · $5.4B assets
California
credit union · Glendale, CA · $5.4B assets
Educational Employees
credit union · Fresno, CA · $5.4B assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →