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credit union

Educational Employees

Fresno, CA · Est. 1934
A
Trust Grade
Excellent
Score: 98/100

Educational Employees is a credit union based in Fresno, California, established in 1934, with $5.4 billion in total assets serving 400,720 members. By Trust Grade it ranks 17th of 241 credit unions we track in California. Its net worth ratio of 14.1% is stronger than 90% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 1.77% return on assets. No consumer complaints against Educational Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.4B
$1B–10B institution
Members
400,720
Shares & deposits
Net worth ratio
14.1%
Top 10% of $1B–10B peers · California median 11.1%
Return on assets
1.8%
Top 3% of $1B–10B peers · California median 0.5%
Rank in California
#17
of 241 credit unions

How Educational Employees compares to California peers

Net worth ratio
Top 10% of $1B–10B peers
Educational Employees
14.1%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of $1B–10B peers
Educational Employees
1.8%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Educational Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.1% capital ratio)
  • Strongly profitable (ROA 1.77%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Educational Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Educational Employees insured?

Yes. Educational Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Educational Employees: frequently asked questions

Is Educational Employees a good credit union?

Educational Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.1% capital ratio); Strongly profitable (ROA 1.77%).

Is Educational Employees NCUA-insured?

Yes. Educational Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Educational Employees?

Educational Employees holds $5.4 billion in total assets, ranking 17th of 241 credit unions we track in California. It serves 400,720 members.

Does Educational Employees have CFPB complaints?

No CFPB complaints against Educational Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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