San Francisco
San Francisco is a credit union based in San Francisco, California, established in 1954, with $1.6 billion in total assets serving 51,908 members. By Trust Grade it ranks 93rd of 241 credit unions we track in California. Its net worth ratio of 10.9% is stronger than 53% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.75% return on assets. No consumer complaints against San Francisco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How San Francisco compares to California peers
How we graded San Francisco
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.9% capital ratio)
- Profitable (ROA 0.75%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for San Francisco over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at San Francisco insured?
Yes. San Francisco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
San Francisco: frequently asked questions
Is San Francisco a good credit union?
San Francisco earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Profitable (ROA 0.75%).
Is San Francisco NCUA-insured?
Yes. San Francisco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is San Francisco?
San Francisco holds $1.6 billion in total assets, ranking 93rd of 241 credit unions we track in California. It serves 51,908 members.
Does San Francisco have CFPB complaints?
No CFPB complaints against San Francisco appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
