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credit union

San Francisco

San Francisco, CA · Est. 1954
A
Trust Grade
Excellent
Score: 92/100

San Francisco is a credit union based in San Francisco, California, established in 1954, with $1.6 billion in total assets serving 51,908 members. By Trust Grade it ranks 91st of 241 credit unions we track in California. Its net worth ratio of 10.9% is stronger than 53% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.75% return on assets. No consumer complaints against San Francisco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.6B
$1B–10B institution
Members
51,908
Shares & deposits
Net worth ratio
10.9%
Top 47% of $1B–10B peers · California median 11.1%
Return on assets
0.8%
Top 46% of $1B–10B peers · California median 0.5%
Rank in California
#91
of 241 credit unions

How San Francisco compares to California peers

Net worth ratio
Top 47% of $1B–10B peers
San Francisco
10.9%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 46% of $1B–10B peers
San Francisco
0.8%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded San Francisco

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (10.9% capital ratio)
  • Profitable (ROA 0.75%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for San Francisco over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at San Francisco insured?

Yes. San Francisco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

San Francisco: frequently asked questions

Is San Francisco a good credit union?

San Francisco earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Profitable (ROA 0.75%).

Is San Francisco NCUA-insured?

Yes. San Francisco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is San Francisco?

San Francisco holds $1.6 billion in total assets, ranking 91st of 241 credit unions we track in California. It serves 51,908 members.

Does San Francisco have CFPB complaints?

No CFPB complaints against San Francisco appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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